Your 2014 Tax Refund is Already Spent!

I already spent your tax refund next year!  It’s not going to be a vacation, definitely not a new car and sadly enough, it’s not even going to be a new gun. Unless you live in a cave and wash your laundry in a bucket, I know exactly what you are going to buy.  Well…that may not be entirely true, but if you are still limping around the internet on a computer running Microsoft Windows® XP, then you definitely need to read on. Unfortunately, all Continue reading →